.loa-page{padding:56px 0 90px}.loa-grid{grid-template-columns:minmax(0,1fr) minmax(0,520px);align-items:start;gap:64px;display:grid}.loa-copy h1{margin-top:14px}.loa-copy .review-benefits{margin:30px 0}.loa-terms{border:1px solid var(--line);border-radius:var(--radius);background:var(--soft);margin-top:40px;padding:26px 28px}.loa-terms h2{letter-spacing:-.025em;font-size:20px}.loa-terms .legal-copy{overscroll-behavior:contain;max-height:620px;color:var(--muted);padding-right:10px;font-size:15px;line-height:1.75;overflow-y:auto}.loa-terms .legal-copy:focus-visible{outline:2px solid var(--blue);outline-offset:4px;border-radius:6px}.loa-terms-note{border-top:1px solid var(--line);margin-top:14px;padding-top:14px}.loa-panel{position:sticky;top:24px}.loa-panel h2{font-size:28px}.loa-narrow{max-width:720px}.loa-narrow h1{margin-top:14px}.loa-narrow .hero-copy{margin-bottom:34px}.loa-derived{flex-wrap:wrap;align-items:center;gap:10px;margin:0 0 18px;font-size:15px;display:flex}.loa-derived .text-link{color:var(--blue);text-underline-offset:4px;cursor:pointer;background:0 0;border:0;min-height:44px;padding:0;text-decoration:underline}.loa-form .field,.loa-form .check,.loa-form .election{margin-bottom:18px}.loa-steps{gap:18px;margin:0 0 32px;padding:0;list-style:none;display:grid}.loa-steps li{border:1px solid var(--line);border-radius:var(--radius);background:#fff;grid-template-columns:46px minmax(0,1fr);align-items:start;gap:18px;padding:24px;display:grid}.loa-step-n{background:var(--tint);width:46px;height:46px;color:var(--blue);border-radius:50%;place-items:center;font-weight:800;display:grid}.loa-steps h2{letter-spacing:-.025em;font-size:21px}.loa-steps p{margin-top:8px;font-size:16px}.loa-renewal{border-left:3px solid var(--line);margin-bottom:30px;padding-left:18px}.signature-pad{margin-bottom:20px}.signature-pad>span{margin-bottom:8px;font-size:14px;font-weight:700;display:block}.signature-pad canvas{touch-action:none;cursor:crosshair;background:#fff;border:1px dashed #9aacb7;border-radius:10px;width:100%;height:140px;display:block}.signature-pad-actions{flex-wrap:wrap;align-items:center;gap:14px;margin-top:10px;display:flex}.signature-pad-actions .button{min-height:44px;padding:8px 18px;font-size:14px}.pay-invoice{margin-top:22px}.pay-invoice .election{border:1px solid var(--line);border-radius:14px;margin:0 0 14px;padding:4px 18px 10px}.pay-invoice .form{margin-top:22px}.pay-invoice .key-value{margin:18px 0 6px}@media (max-width:960px){.loa-grid{grid-template-columns:minmax(0,1fr);gap:40px}.loa-panel{position:static}}@media (max-width:700px){.loa-page{padding:34px 0 64px}.loa-panel{border-radius:18px;padding:26px 20px}.loa-terms{padding:20px}.loa-steps li{grid-template-columns:minmax(0,1fr);gap:12px;padding:20px}}